Privacy Policy

Rev. July 31, 2017

FACTS

WHAT DOES LENDKEY TECHNOLOGIES, INC. DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Payment history and credit history
  • Credit scores and account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendKey Technologies, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does LendKey Technologies, Inc. share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No No

Questions?

Call toll-free 866-291-6868.

Who we are
Who is providing this notice? LendKey Technologies, Inc.
What we do
How does LendKey Technologies, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LendKey Technologies, Inc. collect my personal information? We collect your personal information, for example, when you:
  • Open an account or apply for a loan
  • Give us your income information or give us your contact information
  • Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • LendKey Technologies, Inc. does not have any affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • LendKey Technologies, Inc. does not share with nonaffiliates.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit unions, banks, and other lenders.
Other important information

California Residents: We do not share any personal information about you with any affiliated or nonaffiliated company to the extent that the information sharing would be subject to an opt-out or opt-in right under California law. We do not share any personal information with anyone for their direct marketing purposes. We do share personally identifiable information about you with credit bureaus and service providers who assist us with identity verification and locating; loan servicing, certification, and insurance; and document signing. You may review and request changes to the personally identifiable information about you that is collected through our Website. You may review your information by visiting your profile in the password-protected My Account section of this site. As a registered user, you can update a password, email address, physical address, phone number, and financial account information at any time. To request changes to any information, please contact us at customer.care@lendkey.com. We will notify you of any material changes to this privacy notice by posting a revised privacy notice on this Website or a similar website that replaces this Website.

Nevada Residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by contacting us at customer.care@lendkey.com or calling the number above. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number – 702-486-3132; email: BCPINFO@ag.state.nv.us.

Vermont Residents: In accordance with Vermont law, we will not disclose information we collect about Vermont residents to unaffiliated companies and will not disclose application and third-party credit-related information about Vermont residents to affiliated companies except as follows: as permitted by law; to companies that perform marketing or other services on our behalf; name, contact and transaction experience information to other companies with which we have joint marketing agreements; or with the authorization or consent of the Vermont resident.