Private Student Loan Application

What you'll need to start your application:

• 

  You’ll need some personal information:

  • Your permanent address, phone number and email.
  • Your social security number.
  • A Government-Issued Photo ID, such as a Driver's License or a Passport.
  • Basic information about your academic standing, including your current GPA.
• 

  You’ll need a cosigner if you do not have all of the following:

  • 36 months of established credit.
  • A job that pays at least $24,000 annually.

  (Even if you meet the guidelines above, a creditworthy cosigner can increase your chances of getting approved and will often lead to lower rates!)

After your initial application is conditionally approved:

• 

  You’ll need to provide some documents for further loan review.

  • Your school transcript (unless you’re a first semester freshman).
  • A Government-Issued Photo ID, such as a Driver's License or a Passport.
  • Proof of income, like recent pay stubs (unless you have a cosigner).